最有看点的互联网金融门户

最有看点的互联网金融门户
国际资讯投融资

金融科技创企Plaid获2.5亿美元C轮融资,互联网女皇Mary Meeker领投

国际资讯投融资

金融科技创企Plaid获2.5亿美元C轮融资,互联网女皇Mary Meeker领投

自从其产品在TechCrunch Disrupt New York的黑客马拉松上面世以来,五年时间里Plaid已然成为金融科技(Fintech)领域发展最耀眼的新星之一,而金融科技领域也一跃成为创投圈最受关注的领域之一。

今天,Plaid宣布完成2.5亿美元C轮融资,该轮融资由互联网女皇Mary Meeker领投。作为交易的一部分,Mary Meeker将加入Plaid的董事会。此外,据匿名消息人士透露,本轮融资Plaid的估值为26.5亿美元。 Mary Meeker此次投资的资金来自于Kleiner Perkins成长基金,这家基金从2010年以来就一直是Meeker的合作伙伴。值得一提的是,Meeker近期也在筹备一家金额高达数十亿美元的独立基金。

本轮融资的新投资者包括Andreessen Horowitz、Index Ventures、Norwest Venture Partners和Coatue Management,现有投资者Goldman Sachs、NEA和Spark Capital也继续跟投。本轮融资使Plaid的融资总额增加至3.1亿美元,并大力推动了其估值的攀升,要知道2016年该公司B轮融资时估值刚刚破2亿美元。

Plaid通过一系列金融技术搭建,为消费者提供了更加便捷的交易流程,消费者可以在诸多第三方应用程序以及网银之间转账交易,包括Venmo,Robinhood,Coinbase,Acorns和LendingClub在内的多家应用程序都有涉及。这家总部位于旧金山的创业公司,已经与美国和加拿大的一万多家银行建立了合作关系。Plaid表示所有拥有这些银行账户的用户中已经有25%的人通过接入Plaid应用程序接口(API)的数百个应用程序中的至少一个与Plaid建立了联系,这一数据相比于去年增加13%。

该平台允许企业用户创建自己的金融服务应用程序,而无需聘请专业的工程师团队来完成这一工作,这一点是Plaid创始人在几年前开始建立金融科技创业公司时所缺乏的。 Plaid的创始人分别是Bain consultants的前首席技术官和首席执行官,William Hockey和Zach Perret,他们在2012年创立这一金融科技公司。

Plaid在2016年中期完成了金额为4400万美元的B轮融资,此后其估值一路猛增,增长额度超过10倍。最重要的是,就在今年它的客户数量翻了一番,且在第二市场加拿大开设了第三个办事处,该公司的第一市场是美国。除此之外,Plaid将其总人数扩大至175名员工,并推出了名为Assets的数字抵押贷款产品。

William Hockey和Zach Perret表示,本轮融资的资金将用于继续扩大旧金山、盐湖城和纽约的团队规模。鉴于Plaid旗下金融工具对所有涉及到金融服务的创企的重要性,这绝对是一家值得关注的公司。

“当我们考虑我们的长期目标时,我们想让所有人赚钱更容易些,”Perret如是说道。 “我们希望每个人都能过上这些简单,直接的数字化财务生活,对我们而言,这意味着在这个领域中和更多支持技术创新者的大公司建立紧密合作。我们希望能够帮助他们创造出色的消费者金融体验,让消费者过上更简单的金融生活。”

In the five years since its product was showcased onstage at TechCrunch Disrupt New York’s hackathon, Plaid has emerged as one of the most critical contributors to financial technology’s evolution — and one of the most under the radar.

That is, until now. The company is today announcing a $250 million Series C investment led by famed venture capitalist and the author of the Internet Trends report Mary Meeker, who will join its board of directors as part of the deal. The funds were raised at a valuation of $2.65 billion, according to sources close to the company. Capital from Meeker’s investment came from Kleiner Perkins’ growth fund — where Meeker has been a partner since 2010 — not from the reported billion-dollar-plus solo fund she’s in the process of raising.

New investors Andreessen Horowitz,  Index Ventures, Norwest Venture Partners and Coatue Management also participated, as did existing investors Goldman Sachs,  NEA and Spark Capital. The financing brings Plaid’s  total raised to $310 million and provides a major boost to its valuation, which was just over $200 million with its 2016 Series B.

Plaid builds infrastructure that allows a consumer to interact with their bank account on the web through a number of third-party applications, like Venmo,  Robinhood, Coinbase, Acorns and LendingClub. The San Francisco-based startup has integrated with 10,000 banks in the U.S. and Canada and says 25 percent of people living in those countries with bank accounts have linked with Plaid through at least one of the hundreds of apps that leverage Plaid’s application program interfaces (APIs) — an increase from 13 percent last year.

The platform allows companies to create financial services applications without having to hire their own team of engineers to build out a tool that connects apps to its users’ bank accounts, something Plaid’s founders themselves lacked when they set out to build a fintech startup years ago. Plaid was founded by a pair of former Bain consultants, William Hockey and Zach Perret, the chief technology officer and chief executive officer, respectively, in 2012.

“We were always really infatuated with the concept of financial services,” Hockey told TechCrunch. “We thought it had so much power to impact and improve people’s lives but at the time it really wasn’t … We quickly realized building financial services was almost impossible to do because there wasn’t the tooling or the infrastructure, so we turned around and started building that infrastructure.”

Plaid closed a $44 million Series B in mid-2016 and has since seen its valuation increase more than tenfold. On top of that, it doubled its customer base this year, launched in Canada — its first market outside the U.S. — opened its third office, expanded its overall headcount to 175 employees and debuted a digital mortgage product called Assets.

Hockey and Perret say the new funding will be used to continue expanding the team in San Francisco, Salt Lake City and New York. Plaid, given how essential its tools are to any technology companies that deals with payments in any fashion, which these days is the vast majority of businesses, is a company to watch going into 2019.

“When we think about our long-term goals, we want to make money easier for everyone,” Perret told TechCrunch. “We want everyone to lives these simple, straightforward digitally enabled financial lives and for us, that means supporting these tech innovators in the space and these large incumbents. We want to be able to help them create great consumer financial experiences so consumers can live simpler financial lives.”

用微信扫描可以分享至好友和朋友圈

扫描二维码或搜索微信号“iweiyangx”
关注未央网官方微信公众号,获取互联网金融领域前沿资讯。

发表评论

发表评论

您的评论提交后会进行审核,审核通过的留言会展示在下方留言区域,请耐心等待。

评论

您的个人信息不会被公开,请放心填写! 标记为的是必填项

取消

伦敦金融科技创企Jaja Finance完成500万英镑融资

Emily Nico... | CITY A.M. 2天前

韩国FSC主席:承诺放松监管,支持金融科技企业发展

Claudia 2天前

从8项监管新规看2019亚洲金融科技走向

Claudia 01-16

日本三菱日联金融公司设立1.85亿美元金融科技风投基金

Finextra | FINEXTRA 01-14

英国脱欧在即,跨境转账创企申请比利时牌照

Paul Sawer... | VENTURE BE... 01-10

版权所有 © 清华大学五道口金融学院互联网金融实验室 | 京ICP备17044750号-1