最有看点的互联网金融门户

最有看点的互联网金融门户
全新的互联网金融模式国际资讯

网贷平台OnDeck推出美国小企业设备贷款服务

本周,美国小企业在线贷款平台OnDeck宣布,将从每年开始面向美国小型企业提供设备融资贷款。

来自美国设备租赁与金融协会的调查显示,2017年美国小额设备融资贷款(每笔低于25万美元)总量约有350亿美元。

这个行业虽然发展已经有一段时间,但是整个流程的效率和技术仍然亟待技术化改革,而这块新兴市场恰好被OnDeck看中了。

2018年夏季,OnDeck就已经开始试点新设备融资贷款,将寻求设备融资的小企业转介给发起和服务贷款的第三方。

而从2019年开始,OnDeck将开始发行自己的设备融资贷款,金额从5000美元到10万美元不等,期限从24到60个月,由新旧设备担保。 OnDeck计划只提供设备融资贷款,而不是租赁。

OnDeck, the leader in online lending to small business, announced today that it will begin offering equipment finance loans to select U.S. small businesses next year, bringing its heralded technology and digital lending expertise to what has traditionally been a slow-moving, opaque, and complicated process.

Approximately $35 billion of new small ticket (under $250,000) equipment loan and lease financing was originated in the United States in 2017, according to the Equipment Leasing & Finance Association in its 2018 Survey of Equipment Finance Activity.

The new equipment finance loans will expand on an ongoing pilot referral program from OnDeck that began in the summer of 2018. Under the pilot program, OnDeck has referred small businesses seeking equipment financing to a third party that originates and services the loans. In 2019, OnDeck will begin making its own equipment finance loans, ranging from $5,000 up to $100,000, with terms ranging from 24 to 60 months, secured by new and used equipment. OnDeck plans to offer only equipment finance loans, rather than leases.

用微信扫描可以分享至好友和朋友圈

扫描二维码或搜索微信号“iweiyangx”
关注未央网官方微信公众号,获取互联网金融领域前沿资讯。

发表评论

发表评论

您的评论提交后会进行审核,审核通过的留言会展示在下方留言区域,请耐心等待。

评论

您的个人信息不会被公开,请放心填写! 标记为的是必填项

取消

研究表明,在线平台同样难以避免借贷歧视

渺渺 2018-12-10

抵押贷款部门重组,SoFi被传裁员7%

Julie Verh... | Los Angele... 2018-12-03

Funding Circle VS OnDeck:英美小微企业贷P2P曙光乍现

麻袋研究院 2018-12-01

英国政府通过Funding Circle向中小企业提供1.5亿英镑融资

Ryan Weeks | ALTFI 2018-11-29

平台非法运营则债务无需偿还,印尼一官员言论引发广泛争议

News Desk | JAKARTA PO... 2018-11-27

版权所有 © 清华大学五道口金融学院互联网金融实验室 | 京ICP备17044750号-1