最有看点的互联网金融门户

最有看点的互联网金融门户
专栏全新的互联网金融模式国际资讯

印度央行为何暂停国家数字货币计划?

专栏全新的互联网金融模式国际资讯

印度央行为何暂停国家数字货币计划?

据当地媒体Hindu Business Line 1月1日报道,印度储备银行(RBI)暂停了发行中央银行数字货币(CBDC)的计划。

2018年4月,印度央行宣布考虑发行CBDC,并成立了一个跨部门小组,专门研究潜在的优势和可行性。2018年8月,印度央行证实了该小组的成立,并明确表示,该小组正在研究发行CBDC,该CBDC将得到卢比的支持。发行CBDC的原因包括印刷纸张的成本和使用数字货币的普及度等考虑。

如今,在该小组具体的调查过程中,印度央行显然改变了主意。Hindu Business Line援引一位消息人士的话称:“政府不再需要数字货币,认为现在考虑数字货币还为时过早。”

这种犹豫与政府上周在加密货币的监管问题上的表现如出一辙。印度的一位部长告诉议会,比特币等非CBDC资产在不久的未来仍将处于灰色地带。

人们原本预计,印度将在2018年建立某种形式的监管框架,原因是印度央行对银行加密货币交易处理的持续禁令引发了各方的不满。与此同时,政府继续寻求减少现金使用的方法,同时通过Aadhaar计划将交易与消费者的生物识别数据绑定。据报道,Aadhaar计划是世界上最大的生物识别身份系统,包含超过10亿人的记录。

当地加密货币交易所Belfrics的创始人Praveen Kumar向Hindu Business Line表示,"印度央行推出加密卢比还为时过早,还需要对加密货币经济有更多了解。推迟这一过程,看看公开交易的点对点经济体是如何形成的,这是一个正确的决定。”

The Reserve Bank of India (RBI) is pausing its plans to release a digital currency, Indian business news outlet the Hindu Business Line reported on Jan. 1.

India’s central bank had originally announced its intentions to consider a central bank digital currency (CBDC) in April of this year, at the time noting the establishment of an interdepartmental group to look into potential advantages and feasibility.

In August, RBI confirmed the creation of the group, specifying that it was researching a CBDC that would be backed the rupee for reasons including the cost of printing paper and the rising popularity of using digital tokens.

Now, amid confusion over the group’s exact findings, which remain a mystery, Delhi has apparently had a change of heart.

“The government doesn’t want the digital currency any more. It thinks it is too early to even think about a digital currency,” Hindu Business Line quotes an unidentified source as saying.

The hesitancy echoes that which the government displayed last week on the topic of cryptocurrency regulation. Non-CBDC assets such as Bitcoin (BTC) will remain in a gray area for the foreseeable future, one state minister told parliament, saying the issue was being approached with due caution.

Expectations had been that India would put some form of regulatory framework in place in 2018, amid anger over RBI’s ongoing ban on crypto transaction processing by banks.

The government, meanwhile, continues to seek ways of reducing cash usage in India while attaching transactions to consumers’ biometric data via the Aadhaar scheme — reportedly the world's biggest biometric ID system, which contains the records of more than one billion people.

Some parties appeared relieved at the shelving of the CBDC option.

“It is premature for RBI to launch crypto-rupee, as more understanding of the crypto economy need to be achieved,” local cryptocurrency exchange Belfrics founder Praveen Kumar told Hindu BusinessLine. He added:

“It is a right decision to delay the process and see how the publicly traded peer-to-peer economy is shaping up.”

本文系未央网专栏作者区块科技研究与监管发表,属作者个人观点,不代表网站观点,未经许可严禁转载,违者必究!

用微信扫描可以分享至好友和朋友圈

扫描二维码或搜索微信号“iweiyangx”
关注未央网官方微信公众号,获取互联网金融领域前沿资讯。

发表评论

发表评论

您的评论提交后会进行审核,审核通过的留言会展示在下方留言区域,请耐心等待。

评论

您的个人信息不会被公开,请放心填写! 标记为的是必填项

取消

区块科技研究与监管未央青年

41
总文章数

清华大学金融科技研究院旗下公众号(ID:BlockchainDirect)

印度P2P借贷及数字支付公司Instamojo完成775万美元B轮融资

Tarush Bha... | 移动支付网 2天前

“废钞令”发布两年之后,印度无现金社会发展状况如何?

Deepa Kris... 01-15

印度:如发现用户使用加密货币,将关闭其银行账户

Jose Anton... | 36Kr 01-14

印度央行成立数字支付发展咨询小组

Finextra | FINEXTRA 01-10

印度加密货币或将合法化?

Mark Emem | 巴比特资讯 01-09

版权所有 © 清华大学五道口金融学院互联网金融实验室 | 京ICP备17044750号-1