EFactor-eFactor Network是一家墨西哥金融科技公司，公司汇聚众多优秀的金融、技术和客户服务人才，通过网络平台向希望提前折现账户应收账款的供应商提供电子保理。公司采用多资金、多区域和多货币模式，可以通过资金多样化来降低融资风险，并根据您供应商的支付条款将国内外银行与货币结合，通过更大的融资来扩大规模。eFactor Network以比索、美元和欧元为运营货币，并与国内供应商以及来自20多个国家/地区的外国供应商合作。公司由Héctor de la Garza负责，在蒙特雷、墨西哥城和El Bajío均设有办事处。
Konfio-Konfio是一个在线墨西哥借贷平台，采用通过技术衡量信誉的合适算法，帮助拉丁美洲资金不足的微型企业获得便捷且负担得起的贷款。该平台为小型企业提供贷款，帮助他们以具有竞争力的价格和在线流程扩大运营规模并发展业务。Konfio成立于2013年，资金来自由Quona Capital、QED Investors、Kaszek Ventures和Jaguar Ventures管理的Accion Frontier Inclusion Fund，用于加强平台的运营、扩大用户群体并采用企业实践。
VPC-Victory Park Capital（"VPC"）是一家领先的投资公司，致力于在全球范围内提供灵活的债务和机会权益解决方案。与IFC合作推出的新基金将把债务资本投资于金融科技公司，这些公司向新兴市场的小企业和消费者提供贷款。
Yellowpepper-Yellowpepper在拉丁美洲提供移动银行和支付解决方案。公司成立于2004年，总部位于迈阿密，目前在六个国家/地区开展业务，每月使用其产品的平均客户总量为500万。Yellowpepper提供自己的移动钱包、白标移动支付平台和全面的移动银行套件，投资者包括Latin Idea Ventures。
ComparaOnline-Compara Online是一个同时覆盖智利、巴西和哥伦比亚的在线保险市场。它可以帮助客户获取和比较竞争保险提供商的报价。利用信息技术，该公司目前专注于汽车保险。Compara Online于2014年成为智利和巴西的许可保险经纪商。
Creditas Group-Creditas（前身为BankFacil）是一个专注于担保贷款的数字借贷平台。 Creditas利用技术和数据作为效率驱动因素，重塑担保贷款体验，从而解决巴西人口的高借贷成本问题。Creditas通过投资者和金融机构为其客户贷款提供资金，实现双赢的合作关系，提高整个行业的效率。公司核心产品包括房屋净值和汽车贷款，借款人提供自己的住宅或车辆作为优先留置权贷款产品的抵押品。
GuiaBolso-GuiaBolso是巴西首个个人财务管理（PFM）应用。该应用可帮助消费者预算和管理自己的财务状况，目前已有200多万巴西人使用该产品，并且用户每个月都在迅速增加。 GuiaBolso使用用户共享的信息，通过对巴西所有金融服务提供商开放的市场帮助用户寻找合适的金融产品。其他投资者包括Ribbit Capital、QED Investors、Valor Capital和Kaszek Ventures。
IFC has a long history of supporting the technology, telecommunications, and financial services sectors. Financial Technology is at the core of the growing interaction between those industries. It holds great potential to help countries overcome development challenges, by making widespread access to financial services possible.
The FinTech investment team focuses on technology-driven innovation in financial infrastructure, products, services, and their distribution. By mid-2017, we had invested over $320 million in equity and debt in early- and growth-stage FinTech companies around the globe.
We aim to be a long-term partner to the FinTech companies we support—with growth and expansion capital, sector knowledge, and our global expertise and presence.
EFactor-Integrated by the best financial, technological and customer service talent, eFactor Network is a Mexican fintech company that provides, through its web platform, electronic factoring to suppliers who wish to discount their accounts receivable in advance. With a multi-funding, multi-region and multi-currency model, it is possible to mitigate financing risks through the diversification of funding and increase the scale through greater financing offer by integrating domestic and foreign banks into the currency according to the terms of payment with your suppliers. eFactor Network operates in pesos, dollars and euros with suppliers in Mexico and foreign suppliers located in more than 20 countries. eFactor Network is led by Héctor de la Garza and has offices in Monterrey, Mexico City and El Bajío.
Konfio-Konfio is an online Mexican lending platform that helps financially underserved microenterprises in Latin America to obtain convenient and affordable loans through a propriety algorithm that uses technology to measure creditworthiness. The platform grants small businesses loans that help them grow their operations and develop their businesses with competitive rates and through an online process. Founded in 2013, Konfio uses its funding received from the Accion Frontier Inclusion Fund managed by Quona Capital, QED Investors, Kaszek Ventures, and Jaguar Ventures to strengthen the platform's operations, grow its user base, and adopt corporate practices.
Afluenta-Afluenta is the leading P2P lending marketplace in Argentina, connecting individual and institutional lenders with borrowers through its proprietary online platform. Afluenta offers consumers the ability to access credit more efficiently, at lower rates, by scoring and matching them with a wide variety of institutional and individual lenders. This highly innovative and developmental model has the potential to significantly increase access to financial services through innovative delivery channels, saving people time and money and financing costs.
Invoinet-Invoinet is the first interactive invoice management portal where customers, suppliers and funds providers interact together for the management of invoices and the financing of working capital. To date, the platform has processed over 20 million invoices worth $45 billion for 200,000 users in over 100 countries. The cloud-based system provides real-time information through its invoice marketplace increasing transparency in accounts receivable and accounts payables processes.
Moni-Moni offers consumers over-the-top financial services in Argentina. Through its online and app portals, Moni offers cash advances, bill payment services, and micro-installment loans. The Company plans on offering other services such as top-up, P2P transfers, and debit/credit cards in the future.
DineroMail-(EXIT)-DineroMail is a Payment Service Provider (PSP) in Latin America. As an electronic payments processor, DineroMail enables SMEs to accept multiple payment methods-both electronic and cash-from customers for goods and services purchased through the internet. Dineromail has operations in Argentina, Brazil, Chile, Colombia, and Mexico. Naspers acquired a majority ownership in 2011 and increased its stake to 100% in 2013.
Movilred-Movilred is Colombia's largest transaction network providing access to top-up and payment services. The Company has more than 80,000 large and small retailers, offering domestic money transfer, bill payment, correspondent banking, public transportation recharge services and non-bank financial services.
Branch-Branch delivers world-class financial services to the mobile generation. The spread of smartphones presents an incredible opportunity for the world's emerging middle class to access banking options and achieve financial flexibility. Branch is revolutionizing banking in Africa through accessible mobile lending in Kenya, Tanzania and Nigeria, and will soon expand to other regions across the globe.
LMRKTS-LMRKTS provides portfolio trade compression services which involves identifying redundant derivatives trade exposure and recommending offsetting ones to reduce counterparty and systemic risk. At present, the Company primarily serves banks and central counterparty clearing houses. Its proprietary algorithms have been demonstrated to eliminate client exposures with high efficiency and with little operational disruption to existing financial infrastructure. The Company was founded in 2012 and is headquartered in New York City. LMRKTS is raising funds to expand its staff, operations, and services.
Remitly-Remitly is a mobile payments service that enables consumers to conveniently make person-to-person international money transfers from the United States. Its online service is disrupting the $588 billion a year industry by using the latest technology and mobile devices to eliminate unnecessary forms, codes, agents, extra time and fees tied to the traditional money transfer process. As a licensed money transmitter, Remitly currently operates in 49 states and Washington, D.C., and sends millions of dollars to thousands of customers each month.
SafetyPay-SafetyPay provides a secure e-payment method through the customers' own online bank account. The Company was developed in response to the growing need for safe and secure online payments. SafetyPay offers a real-time global payment solution that enables customers to securely make online purchases from merchants worldwide and pay directly through their local bank account in the currency of choice. To date, SafetyPay works with financial institutions worldwide, reaching more than 2,000 merchants and 250 million consumers under one platform. The SafetyPay solution is available in the Latin America, USA, Europe and Canada.
Viamericas-Viamericas offers fast and secure remittance payment services. The Company has over 3,000 agents in the United States and over 32,000 cash payout locations and direct deposits to banks accounts in 18 Latin American countries. Viamericas has regional operating centers in Mexcio and Colombia.
VPC-Victory Park Capital ("VPC") is a leading investment firm focused on providing flexible debt and opportunistic equity solutions worldwide. The new fund launched with IFC will invest debt capital in financial technology companies that lend to small businesses and consumers in emerging markets.
Quona-Quona Capital is a venture capital firm that invests in early to early-growth stage financial technology companies in emerging markets. Quona invests in companies where technology is improving the quality, access and affordability of financial services for underserved consumers and businesses in Sub-Saharan Africa, Latin America and Asia.
Yellowpepper-Yellowpepper provides mobile banking and payment solutions in Latin America. Founded in 2004, The Miami-based company now operates in six countries with a current customer base of 5 million monthly users. Yellowpepper offers its own mobile-wallet, white-labeled mobile-payment platforms, and a comprehensive mobile banking suite. Yellowpepper's investor base includes Latin Idea Ventures.
Scanntech-Scanntech is a technological platform that connects independent stores to consumer products companies (CPGs), services companies, and financial institutions. Through Scanntech, CPGs can for the first time obtain reliable market data about their primary sales channel in emerging markets and directly implement and measure promotions at store level. The independent stores benefit from having access to large CPGs in the form of sophisticated promotions and other services that attract new customers and increase foot traffic. The Company has operations in several South American countries, including Uruguay, Brazil, and Argentina. Sequoia Capital is a shareholder in Scanntech.
ComparaOnline-Compara Online is an online marketplace for insurance in Chile, Brazil and Colombia. It helps customers access and compare quotes from competing insurance providers. Leveraging information technology, the company currently focuses on car insurance. Compara Online became a licensed insurance broker in Chile and Brazil in 2014.
Creditas Group-Creditas (formerly BankFacil) is a digital lending platform focused on secured lending. Creditas is tackling the high borrowing cost problem of the Brazilian population by reinventing the secured lending experience using technology and data as efficiency drivers. Creditas funds its customer loans both through investors and financial institutions, in a win-win partnership that provides efficiency for the entire industry. Core products include a version of home equity and auto loans, in which the borrowers offer their residences or vehicles as a collateral for a first-lien lending product.
GuiaBolso-GuiaBolso is the first Personal Financial Management (PFM) app in Brazil. The app helps consumers to budget and manage their finances and is used by over 2 million Brazilians today, growing rapidly every month. Guia Bolso uses the information shared by its users to help them find suitable financial products through a marketplace that is open to all financial service providers in Brazil. Other investors include Ribbit Capital, QED Investors, Valor Capital and Kaszek Ventures.
Koin-Koin uses risk underwriting algorithms to allow ecommerce buyers payment after they have received the goods and offers buyers more convenient options to pay, including installments. Merchants benefit from higher conversion rates, higher customer loyalty and less risk of fraud and chargebacks.
Recarga-RecargaPay's mission is to democratize mobile payments. To do so, RecargaPay is allowing the banked and unbanked to transact seamlessly in the same mobile money ecosystem to pay for top-ups, bill pay, transport cards, gift cards and much more.