另外一家创企名叫IndiaMoneyMart，同样也是2017年开始进军P2P借贷市场，该公司曾先后获得Mahindra Finance、甲骨文全球创业生态系统等公司总额5500万卢比的种子轮融资支持。据统计，自成立以来，IndiaMoneyMart已经累计向用户发放了2000万卢比的贷款，平台注册借款人 超过5000人。
Two more fintech players have got the NBFC license from the Reserve Bank of India to operate as peer to peer lending platforms. One is RupeeCircle and the other is IndiaMoneyMart, both based out of Mumbai. With this licence the two entities join the list of 11 P2P lending platforms which were registered by the central bank last year.
India Money Mart which was a digital lending marketplace entered the P2P lending business in 2017. The company since then has disbursed more than 560 loans and has 12000 registered borrowers. It also counts more than 1000 lenders on its platform.
RupeeCirlcle which started operations in 2017 has already disbursed Rs 2 crore of loans to underbanked individuals and has registered more than 5000 borrowers on the platform already.
The platform is backed by Mahindra Finance, Oracle Global Startup Ecosystem and others who invested Rs 5.5 crore in a seed round into the company.
With a P2P lending licence platforms can connect individual borrowers with lenders but cannot disburse loans from its own books. The platforms are licensed as a separate category of NBFC and are expected to restrict its lenders and borrowers to a cap of Rs 10 lakh of total exposure in the space.
ET had written in its January 1 edition, that P2P lending startups are not being able to attract VC funding mainly because of the limit and has been lobbying hard with the central bank hoping to get the cap loosened for lenders at the very least.