最有看点的互联网金融门户

最有看点的互联网金融门户
全新的互联网金融模式国际资讯基于互联网平台的金融业务投融资

印度P2P借贷及数字支付公司Instamojo完成775万美元B轮融资

印度P2P借贷及数字支付公司Instamojo Technologies Pvt.Ltd已经宣布完成了一笔5亿印度卢比(约合775万美元)的B轮融资,投资方包括来自日本的风投公司Gunosy Capital、Kalaari Capital、Beenext Pte Ltd、以及同样来自日本的支付公司AnyPay。此外,新加坡知名风投Sixteenth Street Capital创始人拉什米·克瓦特拉(Rashmi Kwatra)和其他一批现有投资人也参与了本轮融资。

据悉,在Instamojo公司这笔775万美元的最新融资交易中,700万美元通过一级投资获得,75万美元是通过二级资本完成,而且有一家早期投资公司会在本轮融资之后退出,但该公司暂时并未对外公开这家选择投资退出的公司名称。

值得一提的是,这是日本风投Gunosy Capital第一次在印度创投市场进行投资。该风投董事Yuki Maniwa谈到本次投资时表示:“我们认为印度数字支付和无现金经济增长速度很快,而且该国的电子商务市场规模也在不断扩大。从这个背景来看,Instamojo公司在相关市场领域里的表现一直不错,预计其业务会在未来得到进一步扩大。”

Instamoji公司表示,他们将利用这笔最新融资开发移动应用程序,并扩大团队规模——目前该公司大约拥有150名全职员工,预计将会增加到250人左右。

现阶段,Instamojo移动应用程序只提供了支付服务,不过他们已经表示很快将会整合其他服务,比如与MojoXpress合作提供物流服务,以及与MojoCapital合作为中小企业提供小额贷款服务。

Instamojo公司CEO萨姆帕·斯温(Sampad Swain)透露,他们将会在2019年尝试转型,从“桌面版”应用服务变成“移动版”,他说道:“2019年是中小企业、以及小微企业转型到移动端的关键一年,我们的服务也将以移动设备为中心,因为此前我们一直都是一个桌面版服务平台,今年我们会专注于移动应用程序,让更多商家能够轻松访问。”

该公司成立于2012年,除了萨姆帕·斯温,另外两位联合创始人分别是阿卡什·格哈尼(Akash Gehani)和阿迪塔亚·森格普塔(Aditya Sengupta),他们一直希望能够帮助小微企业构建一个易于使用的支付网关,之后又逐渐发展成了一个电子商务和数字借贷平台,帮助商家销售他们的商品。最近,Instamojo公司还推出了一个基于链接的支付服务平台,个人、微商、自由职业者和中小企业都可以通过该平台立即收取付款,如果买家点击链接之后未能及时使用借记卡/信用卡、网上银行、数字钱包等线上支付方式付款,还会收到提示信息。

据Instamojo公司透露,他们希望在2020财年内将服务商户数量扩展到200万家。现阶段,该公司在印度P2P借贷及数字支付领域里的主要竞争对手包括Aye Finance、Capital Float、Namaste Credit和Lendingkart。

Instamojo, the digital payments, and services platform for small businesses, on Wednesday, announced that it had closed its Series B funding round of Rs 50 crore ($7 million) led by Japanese payments firm AnyPay. This is a continuation of the pre-Series B round where the company picked up close to $4 million from AnyPay in August, last year.

The round also saw participation from Japan-based Gunosy Capital, a first-time investor, and existing investors Beenext, Rashmi Kwatra, and Kalaari Capital (who invested the remaining amount).  Post this round, Kalaari Capital continues to be the largest investor shareholder in the company, after the founder and employees, who hold a 50 percent stake.

The funding comes as a breather for the firm, which was struggling to raise more funds from investors and was teetering on the edge of a shutdown. Before the AnyPay funding round in August last year, the company raised its last equity round in November 2014.

The money raised from the current funding round will be invested heavily in building the company’s mobile platform, adding business productivity tools for MSMEs, and creating a social community platform to connect MSMEs on Instamojo.

In an interaction with YourStory, Co-founder and CEO Sampad Swain stated that Instamojo was also in the process of closing their Series C round in the next six months; however, he refused to divulge information on the investors.

Speaking about the direction the company would now take, Sampad said,

“In the last 12 months, in spite of the adversity of funds, we have grown 3x and also turned profitable. With funds coming in now, we will prioritise towards pushing newer horizons, focus on growing our ancillary businesses (of commerce and lending), and try to build the mobile and community platform for MSMEs on our platform.”

Instamojo is expected to double its staff this calendar year, from 120, hiring individuals for its ancillary business functions, including lending and logistics, and other support functions.

Founded in 2012, by Sampad Swain, Akash Gehani, and Aditya Sengupta, Instamojo started as a payment platform for MSMEs to accept all kinds of payments and transfers. After August last year, the company revamped itself into an active financial services player, diversifying into providing logistics and lending products for MSMEs, named MojoXpress and MojoCapital, respectively.

Commenting on the fund-raise, Taka Inoue, CEO of AnyPay, said,

“Our association with Instamojo started in August 2017 and now Instamojo is all set to evolve from just being a payments company to a full-stack service provider that supports logistics and short-terms loans to empower Indian MSMEs. We are confident that Instamojo will be soon become indispensable for all entrepreneurs in India. AnyPay joined this round as a continuation from the previous round and I will be joining the Instamojo team as a board member.”

The company is also enabling MSMEs to build online stores, helping them to go digital. The platform has, till now, helped create more than 11,000 online stores.

Sampad termed this is an early version of Canada-based Shopify, which helps merchants set up online stores on its platform to sell their goods. When asked if they would build a platform to bring all these stores together, Sampad said: “Eventually that is the vision. However, we won’t be focusing on it this year, since we are gunning to increase traction for our core and other ancillary business.”

In just three months of launch, the founder stated that logistics, lending, and commerce were already contributing to almost 10 percent of their overall revenues.

用微信扫描可以分享至好友和朋友圈

扫描二维码或搜索微信号“iweiyangx”
关注未央网官方微信公众号,获取互联网金融领域前沿资讯。

发表评论

发表评论

您的评论提交后会进行审核,审核通过的留言会展示在下方留言区域,请耐心等待。

评论

您的个人信息不会被公开,请放心填写! 标记为的是必填项

取消

P2P清退潮:至少12家平台已被监管劝退

网贷之家 10小时前

印度支付服务商Pine Labs拟融资7500万美元 PayPal、淡马锡或参投

Varsha Ban... | 移动支付网 1天前

印度成立国家网络法医实验室,正面对抗网络犯罪

Cali Haan 1天前

节后降息、抢标难,P2P已经不是你想投就能投的了?

南宫晓典 2天前

德勤发布年度预测,印度金融科技产业获看好

高旭 | ECONOMIC T... 02-20

版权所有 © 清华大学五道口金融学院互联网金融实验室 | 京ICP备17044750号-1