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专栏区块链国际资讯

印度:下一个全球区块链中心?

专栏区块链国际资讯

印度:下一个全球区块链中心?

印度能否成为全球区块链潮流引领者?在这个世界第六大经济体中,区块链技术的发展一直不算平稳。虽然监管机构不看好加密货币,但印度各邦及企业对这一技术的应用却是满怀斗志。

目前来看,区块链的颠覆性作用以及可观的增长前景,将同时为本土和海外创企挖掘印度市场创造可能。

印度政府正在深入研究区块链,以期将该技术应用在土地登记、司法文书、电子印花、交通运输以及直接效益转移(DBT)等领域。

比如,为推动印度数字经济发展,去年9月,总理莫迪(Narendra Modi)领导下的内阁宣布批准印度进出口银行(Exim Bank)与其他金砖国家(BRICS)(包括巴西、俄罗斯、中国和南非)银行合作研究分布式总账和区块链技术。。

印度央行(即印度储备银行,简称RBI)为此组建了新部门,专门研究区块链、加密货币等技术的监管问题。

私人企业也在试图将区块链平台与自身业务相结合。印度首富穆凯什·安巴尼(Mukesh Ambani)旗下的油气集团信实工业(Reliance Industries)已利用区块链进行了一笔贸易融资交易。这笔交易的对象是总部位于美国的全球化学用品经销商Tricon Energy。另外,戴尔易安信(Dell EMC)印度公司去年9月也宣布有投资区块链等新兴技术的计划。

印度信贷投资银行(ICICI)等私营银行已征集250多家企业在其区块链平台上进行国内外贸易融资交易。值得一提的是,ICICI曾于2016年与迪拜国民银行(Emirates NBD)成功在区块链平台完成了跨境贸易融资交易。

不过,ICICI并非印度惟一一家发展区块链业务的银行。印度Yes Bank、Axis等银行也在研究区块链技术创新。比如,Axis银行宣布将借助Ripple的网络进行跨境交易。该银行此前已就区块链在新客户服务中的应用进行过测试。

从另一方面说,加密货币行业仍然在起步阶段,而政府在监管方面的考量则更加务实,可能是因为此前的许多诈骗平台已经将加密货币的名声搞臭了。

一篇新闻报道认为,上个月,印度政府成立跨学科委员会研究加密货币,不是为了彻底阻碍其发展。此前,印度央行曾禁止国内银行为加密货币企业提供相关服务。

区块链市场稳步发展

以上事实表明,区块链的发展已逐渐获得印度政府和私营部门的共同支持。

印度政府和监管机构一直致力于推动无现金的数字经济发展。2016年1月,印度推出了"创业印度"(Startup India)计划以支持创业公司,投入资金达15亿美元。

据印度《经济时报》报道,2018年1月,印度政府决策智囊机构改造印度国家研究院(NITI Aayog)表示,正在开发教育、卫生和农业等领域的概念验证,研究区块链技术的潜在应用。

马哈拉施特拉等印度各邦政府也设立了5到6个区块链技术试点项目。安得拉邦政府也在积极研究区块链技术的应用,开发人才库,推动当地区块链生态发展,希望建立区块链创业社区。

位于东北部的阿萨姆邦期望利用区块链建成dApps,帮助政府履行职能,服务公民。

去年,阿萨姆邦当地工商部门官员K.K. Dwivedi表示:"有了区块链,我们就有了更多的发展机会,阿萨姆邦人民也会因此受益。"

最近,印度特伦甘纳邦信息技术部与IT巨头(Mahindra)签署了一份谅解备忘录,以建立印度第一个"区块链区"。

Mahindra与瑞典区块链创业公司ChromaWay建立合作关系,共同为政府机构提供区块链方案。2017年10月,ChromaWay还和安得拉邦政府推出了土地登记账本试点项目。

印度区块链行业未来五年发展预测

新技术总能吸引企业和政府的注意。无论是学生还是已工作的工程师,都认为区块链是印度的一个朝阳产业。也就是说,这项新兴技术将会为行业新人以及有经验的专业人士提供更多的资源和工作机会。而且,这些工作比一般的技术岗位薪水更高。

据印度媒体LiveMint的报告显示,在目前的工作招聘中,比特币背后的区块链技术需求增长最快。区块链开发人员就业增长率达到2000% - 6000%,工资比同类普通岗位的高50% - 100%。

另外,首次代币发行(ICOs)也为创业公司筹资提供了广阔空间,可以帮助印度成为区块链中心,接收全球资本流入。如果能借助结构化措施和适当有效的治理,发展行业生态,孵化人才,并合理分配预算,印度就可对区块链进行积极监管、认证和应用,在最大程度上应用区块链技术。

Is India emerging as a blockchain trendsetter? The sector has been moving in fits and starts in what’s becoming the world’s sixth-largest economy. Despite a bearish outlook on cryptocurrencies from regulators, progressive Indian states and companies are charging ahead in exploring the applications of blockchain technology.

The intensity of blockchain disruption in India and the potential future that it holds, has the ability to skyrocket at the same time allowing other innovators to tap into the country.

The government is already deep-diving into blockchain for land registry, judicial records, e-stamping, transportation, DBT ( Direct Benefit Transfer) and much more.

For example, India’s Union Cabinet led by Prime Minister Narendra Modi said it would allow the nation’s Export-Import Bank (Exim Bank) to conduct research on distributed ledger and blockchain technology. This pilot would be a collaboration with banks in the BRICS economic bloc, of which India is a member, alongside Brazil, Russia, China and South Africa.

This government-approved bank’s blockchain research, announced last September, seems to be a move to further India’s goal towards developing a digital economy.

The country’s central Bank formed a new unit devoted to researching regulatory frameworks for blockchain, cryptocurrencies and other technologies.

“As a regulator, the RBI also has to explore new emerging areas to check what can be adopted and what cannot,”

a source was quoted saying.

Private companies are seeking to integrate blockchain platforms in to their businesses. Recently, oil and gas conglomerate, Reliance Industries, owned by the nation’s richest man, Mukesh Ambani, has turned to blockchain for trade finance.

The live transaction was said to be conducted in collaboration with US-based global chemical distributor Tricon Energy. Additionally, Dell EMC India announced last September, its plans to invest in emerging technologies, including blockchain.

Private banks such as ICICI has enlisted more than 250 corporates to undertake domestic and international trade finance transactions using the bank’s blockchain platform. The bank boasts a successful completion of blockchain-based cross-border transaction for trade finance with Emirates NBD in 2016.

But ICICI isn’t the only bank in the region pushing ahead with blockchain. Indian banks such as Yes Bank, Axis are progressing ahead in blockchain innovations. For example, Axis bank announced to use Ripple’s network for cross-border transactions. The bank has previously tested for new client-facing services.

Cryptocurrencies, on the other hand, is still in its early days and the government is taking a pragmatic view on crypto regulations. This is possible because many scam projects have unfortunately given crypto a very bad name.

Last month, the government set up an interdisciplinary committee to investigate cryptocurrencies, not in favour of an outright ban, a news report suggested. This comes after the Reserve Bank of India, the country’s central bank, prevented domestic banks from providing services to cryptocurrency firms such as exchanges.

Market Steadily Gaining Momentum

All this amounts to early signs that blockchain is gaining momentum in India in both in the government and the private sectors.

For example, there has been a tremendous support from the government and regulators towards making the Indian economy, a cashless digital economy. The government in January 2016, launched the Startup India initiative and has dedicated a US$1.5 billion fund to support startups.

In January 2018, an Indian government policymaking body NITI Aayog said that it is eyeing the potential applications of blockchain technology by developing proofs-of-concept in sectors including education, health and agriculture, an Indian daily reported.

Also, state governments such as the government of Maharashtra have revealed five to six pilot projects to test blockchain technology. The state government of Andhra Pradesh is another leading blockchain explorer. With a vision to build a community of blockchain startups in the region, the state has been partnering with various blockchain talent pool to boost local blockchain ecosystem.

In addition, a North-East state of Assam is seeking to leverage blockchain to build dApps for internal government functions as well as citizen-facing applications.

“With blockchain, we are presented with such an opportunity and we look forward to bringing a positive impact to the people of Assam,”

K.K. Dwivedi, IAS, the state’s Commissioner, Industries & Commerce Department & Managing Director, said last year.

The IT department of the Telangana state government recently signed a Memorandum of Understanding (MoU) with Tech Mahindra to build what they claim will be the country’s first “blockchain district”.

Besides, IT giant Tech Mahindra and Swedish blockchain startup ChromaWay have joined hands to build blockchain solutions for government agencies. This startup also collaborated with the state government of Andhra Pradesh to pilot a land registry ledger in October 2017.

What’s in Store For India’s Blockchain Scene in the Next 5 Years?

New technologies have always attracted enterprises and governments. Blockchain, already thriving in India, is seen as a green pasture for students and engineers to build their career on. This would mean that the nascent technology would open up more resources for newbies and existing professionals, thus offering tremendous job opportunities. Furthermore, these jobs are paid higher than usual tech jobs.

According to LiveMint report, this technology behind bitcoin is now the fastest-growing skill set demanded on job sites. Job growth rates to 2,000-6,000% and salaries for blockchain developers are 50 100% higher than regular developer jobs.

“Given these developments, India seems well positioned as a market for blockchain to flourish,”

Rama Iyer, a blockchain tech evangelist, and advisor told Forbes in an interview.

Furthermore, initial coin offerings (ICOs) have a widespread potential for startup funding, which can lead the country into a blockchain hub and a recipient of global capital inflows. With positive regulation, validation and adoption of blockchain technology, India can reach the stage of large-scale implementation, provided there is a structured approach, proper governance, ecosystem development, talent incubation, and budget allocation.

本文系未央网专栏作者Claudia发表,属作者个人观点,不代表网站观点,未经许可严禁转载,违者必究!

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