最有看点的互联网金融门户

最有看点的互联网金融门户
全新的互联网金融模式国际资讯监管与政策

2018全球加密货币监管概览-非洲篇

全新的互联网金融模式国际资讯监管与政策

2018全球加密货币监管概览-非洲篇

如果说2017年是首次代币发行(ICO)的一年,那么2018年似乎注定成为政府管理加密货币的关键一年。

由于世界各国都在着手处理并试图确定如何解决加密货币问题,形势逐渐变得严峻起来。有些国家对加密货币持友好态度,有些国家持谨慎态度,还有一些则表示明确反对。

本系列文章共分四章,在今天这篇文章中,我们将主要向您介绍一下非洲地区的加密货币监管政策。

相关阅读:《2018全球加密货币监管概览-亚太篇》、《2018全球加密货币监管概览-美洲篇

尼日利亚

尼日利亚是非洲最大的经济体。然而就在去年,尼日利亚遭遇经济衰退,该国法币也因此遭遇了一次"危急情况"。为了规避政府对美元等外币兑换的管制,大批尼日利亚人开始使用加密货币,导致该国比特币交易量暴涨。

2017年1月,有传言称尼日利亚中央银行要禁止加密货币交易。不过,此后该行副总裁Musa Itopa Jimoh却表示:“中央银行不能控制或者监管比特币,也不能控制或者监管区块链,就像我们没有人能控制或者监管互联网一样。”

2017年12月,国际货币基金组织认定尼日利亚经济衰退已经结束。随后的2018年1月25日,尼日利亚中央银行行长Edwin Emefiele表示,"比特币这类加密货币就像是一场赌博……作为中央银行,我们不可能支持那些拿积蓄去'赌博'冒险的人。"

然而即使经济衰退已经结束,但由于其GDP增长预测不冷不热,经济发展仍然严重依赖原油,种种状况使得尼日利亚央行对加密货币的监管表态显得很是微不足道。

加纳

2018年1月22日,加纳银行行长Dr.Ernest Addison在一家媒体的短讯中强调说,"比特币现在还不是合法的法币。"虽然在加纳议会开始前有一份法令允许使用加密货币(看起来是通过政府登记为"电子金钱发布者"的公司),但是Graphic Online表示,当前对于比特币(以及其它加密货币)的态度是,加纳是"六个宣布比特币不合法的国家"之一。

几周前,加纳投资银行Group Dnoum建议,希望加纳银行能将其1%储蓄用于购买比特币。

南非

相比于文章中的其他国家,南非对加密货币的管理是不断进步的。虽然2014年南非储蓄银行发布了关于虚拟货币的文件,对该行业表示看好。而从2017年7月起,南非政府便开始与一个区块链解决方案提供商Bankymoon合作,希望借此寻找比特币监管的"平衡"手段。

该国的法币南非兰特存在着估值问题,在过去十年它贬值了很多次。2015年兰特贬值了26%,而相比之下,中国的人民币仅仅贬值了2%。

2017年3月,该国又遭遇货币贬值预测,南非总统因此解雇了财政部长。2018年1月,该国对于加密货币的管理保持沉默,但是比较有意思的是,南非的法币依靠着中国,那该国是否会将中国对加密货币的态度全盘接收,我们还不得而知。

If 2017 was the year of the ICO, it seems as if 2018 is destined to become the year of regulatory reckoning.

Things have already begun to heat up as countries around the world grapple with cryptocurrencies and try to determine how they are going to treat them. Some are welcoming, others are cautious. And some countries are downright antagonistic.

Nigeria

Last year saw Africa’s largest economy struggle through a recession that caused a “crunch” to its fiat currency. Bitcoin trading boomed as Nigerians used cryptocurrencies to end-run currency controls restricting access to the dollar put in place to curtail the recession.

January 2017 started off with the Central Bank of Nigeria (CBN) seeming to ban cryptocurrencies, only to have CBN Deputy Director Musa Itopa Jimoh walk back the position by stating, the “Central Bank cannot control or regulate bitcoin. [the] Central bank cannot control or regulate blockchain. Just the same way no one is going to control or regulate the internet. We don’t own it.” Bitcoin trading boomed by 1500 percent during 2017.

Though the IMF report from December 2017 said the country has exited its recession, tepid GDP growth forecasts and reliance on crude oil exports make calls on January 25, 2018, from CBN Governor Edwin Emefiele to regulate cryptocurrencies seem tenuous. The CBN governor stated, “Cryptocurrency or bitcoin is like a gamble … We cannot, as a central bank, give support to situations where people risk their savings to ‘gamble.’”

Ghana

The governor of the Bank of Ghana, Dr. Ernest Addison, stated on January 22, 2018, that “Bitcoin is not yet legal tender” at a media briefing. While there is a bill before Ghanaian parliament which will allow for the use of cryptocurrencies (seemingly with companies registered as “Electronic Money Issuers” by the government), the current stance of bitcoin (and other cryptocurrencies) is, according to Graphic Online, one of “six countries that have outlawed [bitcoin].”

Addison’s statements come weeks after a recommendation from the Ghanaian investment bank, Group Ndoum, suggested that the Bank of Ghana invest 1 percent of its reserves in bitcoin.

South Africa

South Africa is relatively progressive on the subject of cryptocurrencies compared to others on the list. While the 2014 position paper on virtual currencies issued by the South African Reserve Bank seemed promising for the industry, the South African government began in July of 2017 to work with Bankymoon, a blockchain-based solutions provider, on creating a “balanced” approach to bitcoin regulation.

The country has had valuation issues with its fiat currency, the South African Rand, being devalued several times over the past decade. The 2015 devaluation saw the rand drop 26 percent in response to the Chinese yuan devaluing by a mere 2 percent.

Most recently, the country faced devaluation prospects again in March of 2017 as the president fired South Africa’s finance minister. The country has remained relatively mum on cryptocurrency regulation in January 2018, but it will be interesting to see if the reliance South Africa’s fiat currency has on China translates at all to its regulatory stance on cryptocurrencies.

用微信扫描可以分享至好友和朋友圈

扫描二维码或搜索微信号“iweiyangx”
关注未央网官方微信公众号,获取互联网金融领域前沿资讯。

发表评论

发表评论

您的评论提交后会进行审核,审核通过的留言会展示在下方留言区域,请耐心等待。

评论

您的个人信息不会被公开,请放心填写! 标记为的是必填项

取消

耿颖 | 未央团队未央编辑团队

28
总文章数

TA还没写个人介绍。。。

新加坡:加密货币支付服务监管框架终尘埃落定

Kevin Helm... 3小时前

数字借贷反致部分贫民深陷困境,回归普惠金融本质迫在眉睫

渺渺 4小时前

毕马威:比特币等加密货币目前还不具备储存价值

DIGITAL CO... | 巴比特资讯 1天前

为什么银行业没有跟风收购加密创企?

ROBERT HAC... | 巴比特资讯 11-14

IMF持续关注区块链和加密货币,有望建立政策框架

William Su... | 巴比特资讯 11-14

版权所有 © 清华大学五道口金融学院互联网金融实验室 | 京ICP备17044750号-1